Know What You Can Afford
Understanding your affordability is the first step toward buying your dream home. Here's why it’s so valuable:
1. Set a Realistic Budget
Knowing how much you can afford helps you narrow down your home search to properties within your price range. This saves time, avoids disappointment, and helps you make confident decisions.
2. Increase Your Negotiating Power
Pre-approval shows sellers that you’re a serious, qualified buyer. In a competitive market, it can give you the edge and speed up the buying process.
3. Avoid Unexpected Surprises
A clear affordability assessment includes all the costs you might face — like transfer fees, bond registration, and monthly repayments — so you’re fully prepared for what’s ahead.
4. Get the Best Deal from the Start
When we know what you qualify for, we can approach multiple banks and negotiate better interest rates — helping you save money over the life of your loan.
5. Financial Peace of Mind
You’ll have a solid understanding of what’s possible, helping you plan long-term and avoid financial strain. It’s about buying a home you love without stretching yourself too thin.
The Home Loan Process: From Pre-Approval to Final Grant
Buying a home can feel overwhelming — but it doesn’t have to be. Here’s a step-by-step guide to how the home loan process works when you partner with us.
Pre-Approval
Know exactly what you can afford
Speed up your offer process
Boost credibility with sellers and agents
Find Your Dream Property
Start searching for your perfect home with confidence, knowing what you can afford. Once you’ve signed an Offer to Purchase (OTP), send it to us so we can begin the full application process.
Home Loan Application
We submit your bond application to multiple banks on your behalf — at no cost to you.
We handle everything:
Submitting to all major banks
Negotiating the best interest rate
Managing all communication and paperwork
Bank Approval & Bond Grant
Once a bank approves your loan, they issue a formal grant, also called a bond approval or letter of acceptance.
We’ll help you:
Review the best offer
Accept the most favourable deal
Finalise any conditions required by the bank
TOP REASONS CLIENTS CHOOSE
HOME LOAN HUB
WIDEST LENDER NETWORK
We gives customers access to the largest panel of lenders - from major banks to specialist lenders. This means our customers can compare and choose the best loan suited to their financial needs.
SPEED & EFFICIENCY
We are known for their streamlined processes, digital tools, and expertise to ensure faster loan approvals and less paperwork.
FOCUS ON WEALTH-BUILDING
We promote homeownership as a step toward long-term financial growth, offering tools, calculators, and strategies that align with wealth creation.
TRUST & REPUTATION
MultiNET has built a reputable brand among customer, partners, and borrowers alike, known for its integrity, reliability, and honesty, which translates into better outcomes for all.
